The Federal Reserve insists it remains committed to fighting inflation. Yet its recent actions paint a more complicated picture—one that directly impacts the Washington, DC housing market. While the Fed continues cautioning that inflation, especially shelter costs, remains too high, it is simultaneously signaling upcoming rate cuts, allowing mortgage rates to drift downward, and recently […]
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A 50-year mortgage is exactly what it sounds like a home loan paid over 50 years instead of the traditional 30. Policymakers have floated the idea as a way to lower monthly payments and make homeownership feel more attainable, especially as prices and interest rates stay high. But while the concept sounds helpful, the trade offs […]
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Thanksgiving in the DMV isn’t just about turkey and football—it’s a full season of family-friendly events, festive runs, cultural celebrations, and spectacular holiday kick-offs. Whether you’re spending the holiday close to home in Bethesda, Potomac, or Arlington, or exploring downtown DC, the region offers dozens of ways to celebrate the spirit of gratitude and community. […]
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While most people think of the holiday season as a time for travel, family gatherings, and year-end celebrations, it’s also one of the most strategic—and often overlooked—times to buy a home. If you’re a buyer who’s serious about making a smart move, the winter months can offer opportunities you won’t find in the spring or […]
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Buyers Across DC Are Asking the Same Question “Should I wait for rates to fall before buying?” To answer that, let’s look at what really happens when the rate changes — not the price. What Happens When Your Rate Drops Just 1% Here’s how a small shift in the 30-year mortgage rate changes the principal and […]
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Exploring the Best Fall Getaways Around Washington, D.C. Autumn in the Washington, D.C. area transforms the region into a spectacular canvas of gold, orange, and crimson. From peaceful trails to dramatic overlooks, the DMV offers countless ways to soak in the beauty of the season. Here are seven of the most scenic and serene destinations […]
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For months, buyers have repeated the same line: “I’m just waiting for rates to come down before I buy.”But here’s the twist — the Federal Reserve has already started trimming rates, and yet, mortgage rates have ticked up instead of down. It feels backward, but it’s actually how markets work. That’s why savvy buyers are making moves now, […]
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For years, home prices across the Washington, D.C. region — including Maryland and Northern Virginia — have seemed unstoppable. But recent housing data suggests that the local market, much like the national one, may finally be showing signs of moderation. What the Numbers Say Nationally, the Case-Shiller Home Price Index has revealed a flattening trend. […]
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Why the Fed’s Rate Cut Won’t Spark Another Housing Boom The Federal Reserve just lowered its benchmark interest rate by 25 basis points (0.25%). For many, that headline suggests the housing market might roar back with bidding wars and soaring prices. But the reality is more restrained: a small cut won’t undo the deeper challenges […]
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The Rate-Cut Illusion Every time the Federal Reserve hints at cutting rates, markets and media outlets tend to celebrate, assuming cheaper mortgages, revived housing demand, and a stronger economy are right around the corner. But this narrative overlooks two key realities: (1) housing affordability is primarily being crushed by inflated home prices, not just borrowing costs, […]
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